Loan Program

Financing for Kingdom Impact

Partner with a lender who understands the financing needs of your ministry.

Financing the next project for your church or ministry can be difficult. There’s the paperwork, the fees and the process of educating most lenders on how church or ministry finances work. MB Foundation is a lender that understands church financing, we already speak your language making it simple to understand your project and your needs. In addition, our application process is less cumbersome than most lenders and our fees are minimal ($0 for Mennonite Brethren ministries). We’ll walk you through our loan application process to secure the financing that you need without putting a strain on you or your ministry. We’ll also help you assess what is a healthy debt load to accomplish your full ministry potential. Borrowing with a partner who values Kingdom impact, that’s a partner worth having. Interest paid helps us provide services to our MB church family.

Standard Terms

Funding is available for construction, remodel, property purchases, equipment purchases and cash flow assistance.

Variable Rates: 6.50%
Amortization: Up to 25 years
Maturity: Up to 15 years
Fees: $0
Construction rate: +1%
Collateral: First mortgage

Variable Rates: 6.50% – 7.00%
Amortization: Up to 25 years
Maturity: 5-15 years
Fees: 0-1%
Construction rate: +1%
Collateral: First mortgage

Variable Rates: 7.00%
Amortization: Up to 25 years
Maturity: Up to 5 years
Fees: 1%
Construction rate: +1%
Collateral: First mortgage

How It Works

Capital for our Loan Program is provided by investors in our Investment Certificates. We would not be able to make loans to growing churches without our investors. As our borrowers perform on their loan commitment, we are able to fulfill our commitment to our investors.

Home Loan

Financing is available to MB pastors or missionaries to purchase or refinance their primary residence. Eligible applicants are licensed or ordained pastors in the United States.


  • Kingdom Impact. Interest paid goes towards ministry.
  • Simplified application process. Our process is fast and simple saving you time and frustration.
  • Cost savings. Our loans have no fees and we do not charge mortgage insurance.