September 2022

One of the Truly Great Financial Adventures

When my wife, Jude, and I got married, I was making almost three times as much as she was (she worked in full-time ministry while I had a corporate job), and yet she had more money in savings, more money in investments, a paid-off car that was two years newer than my paid-off car, and […]

Modern interior of the living room with a sofa and decorative items on the table . Decorative pillows and blankets. Coziness and comfort at home .

Who Really Owns Your Stuff?

How would you describe your house? What type of car do you own? How much money do you have in your checking account? All of those questions seem normal enough. But wait. Is any of that really yours? My main mentor when it came to learning about and then teaching biblical principles of money, Dick Towner, […]

Hands praying on Bible, Christian concept.

Creating a Cycle of Positive, Lasting Financial Change

For far too many people, money is a source of stress or frustration. Consider these findings from a recent Federal Reserve survey: About 46% of U.S. adults said they would be unable to cover a $400 emergency expense without selling something or borrowing the money. About 31% of non-retired adults reported having no pension or […]

Portrait of smiling mature woman reading book to cute little girl in sunlight, copy space

Everybody Has A Story

During what would turn out to be my father’s final year of life, he had several caregivers in and out of his house. Since I worked within about a 45-minute drive of where he lived, one day I decided to take a long lunch and pay a surprise visit to check up on the care […]


How to Save Money and Build Community

Have you ever walked through your neighborhood on a warm day and looked inside other people’s garages? Don’t the contents look familiar? Don’t they look remarkably similar to the contents of your own garage? I’m not suggesting that we all start forming communes, but couldn’t we do a better job of sharing? On a memorable out of town […]

April 2022

The Slow Road to Debt Free

When I woke up to the reality of having $20,000 of credit card debt, I had to face this hard truth: I didn’t get into debt overnight, so I’m probably not going to get out of debt overnight. In fact, it took me four and a half years to pay off my debt. There were […]

March 2022

Taking Serious Steps

When Hal and Dee were in their mid-fifties, they found themselves with $50,000 of credit card and tax debt. That would have been bad enough, but they had been there before, which only made it worse. They had been riding a financial—not to mention emotional, spiritual, and marital—roller coaster for years. Repeating history Early in […]

February 2022 2

God and His Promises

In Matthew 6, Jesus said: “Do not store up for yourselves treasures on earth… but store up for yourselves treasures in heaven… For where your treasure is so your heart will be also.” Our treasure is always the greatest, clearest, and truest revealer of our hearts. If we’re honest, for many of us, money has […]

January 2022

Best Financial Advice for the New Year

The celebration of the New Year gives us the opportunity to pause and reflect on the new habits we want to establish for ourselves. Over the years, I’ve asked people to share some of the best financial advice they’ve ever received. Now is the time to put some of this good advice into action. Here […]

December 2021

The Cure to Our Consumer Culture

Every day of our lives, we are the unwitting recipients of countless messages designed to foster discontentment. They work really well, convincing us that we need something more in order to be happy. In order to be worthy of love or respect. This is especially true this time of year when we should center our […]

November 2021

Make No Little Plans

My family spent a couple of days in Chicago recently. Among the many things I love about Chicago is the city’s park-lined lakefront. It was an important part of urban planner Daniel Burnham’s vision and is today one of his greatest legacies. It stands as a daily embodiment of one of his most famous quotes: […]

October 2021

Are You Financially Awake?

“What does Jesus have against sleep?” One of our kids asked that question several years ago while we were on our way to church on a Sunday morning. In Mark 13, Jesus told His disciples to “keep watch because you do not know when the owner of the house will come back…If he comes suddenly, […]

September 2021

The Purpose of Money

Early in my journey of learning about money, I noticed a very odd disconnect. On the one hand, it was obvious that there’s a ton of personal finance advice readily available. Search on any financial question and within seconds you can find answers. And yet, lots of people struggle with money. Why is that? I […]

August 2021

How to Fight Fair About Money

Don’t use foul or abusive language. Let everything you say be good and helpful, so that your words will be an encouragement to those who hear them. – Ephesians 4:29 Every healthy relationship involves conflict. In fact, psychologist John Gottman, who has spent more than 20 years studying what makes marriages last, believes that “fighting […]

July 2021 b

Living “The Life That is Truly Life”

A generous person will prosper, whoever refreshes others will be refreshed. – Proverbs 11:25 Money is a tough enough topic for a lot of folks, but put the focus on giving and many people get really uncomfortable. So, feeling much like I’m stepping into a lion’s den, I’d like to inch my way into an […]