Investment Certificates

Earn A Rate Of Return & Build The Kingdom

Invest with Purpose

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Whether you are an individual or a ministry, you can give meaning to YOUR money through an Investment Certificate! Investment Certificates are a wonderful tool to increase returns AND participate in the Mennonite Brethren community. Certificates may be owned outright or through an IRA.

While you earn interest and/or save for retirement, we are able to make loans to MB churches and organizations that are expanding their ministry. Our Loan Program is funded by our Investment Certificates and that means your investment can help transform lives. You can view some Loan Projects you have partnered on and see your investments at work.

Start Your Investment

OUR RATES

Current rates as of March 1, 2024.

View Rate Sheet

All rates variable. 

The purchase of MBLF’s securities is subject to risks, which are described in our Offering Circular. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering is made solely by the Offering Circular. Not FDIC or SIPC Insured. Not a Bank Deposit. No U.S. Conference Guarantee.

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  • Available to Individuals and Organizations
  • $100 minimum investment
  • On demand* maturity
  • Available to MB Organizations and certain employees of MB Organizations
  • $100 minimum investment
  • On demand* maturity
  • Available to Individuals and Organizations
  • $1,000 minimum investment
  • Available to Individuals and Organizations
  • $1,000 minimum investment
  • Available to Individuals and Organizations
  • $1,000 minimum investment
  • Available to Individuals and Organizations
  • $1,000 minimum investment
  • Available to Individuals and Organizations
  • $1,000 minimum investment

IRAs (Individual Retirement Account)

An IRA is a personal savings plan that provides income tax advantages to individuals saving for retirement. Traditional/Simple and Roth IRAs are available, and can be invested at our standard rates.

Make an investment for your retirement and help build the Kingdom.

  • Open a new IRA
  • Rollover or transfer an IRA
  • Make additional contributions
  • Earnings grow tax-deferred.
  • Contributions may be tax deductible.
  • Maximum contribution of $6,500/year.
  • Catch-up contribution of an additional $1,000/year for persons age 50 and up.
  • Required Minimum Distributions (RMD) after age 70 1/2.
  • Distributions before age 59 1/2 are subject to penalty tax, unless you have an early distribution exception.
  • Can transfer any qualified retirement plan directly into a Traditional IRA without owing taxes or penalties.
  • Earnings grow tax-free.
  • Contributions are not tax deductible.
  • Maximum contribution of $6,500/year.
  • Catch-up contribution of an additional $1,000/year for persons age 50 and up.
  • Generally, contributions can be withdrawn at any time tax-free.
  • Distributions not required during the lifetime of the Roth IRA original owner.

We recommend you consult your tax advisor as to the impact an IRA can have for you.

Get started!

Additional paperwork is needed to complete your IRA investment. 

Contact us for paperwork

HOW IT WORKS

Earn a rate of return and build the Kingdom. When you invest with MB Foundation you are investing in ministry. Your investment provides capital for our loan program. While you earn a rate of return, we help churches reach their full ministry potential. We call that an investment with purpose. We call that Giving Meaning to Money®!

Review Offering Circular
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