Charitable Giving Updates in 2026
There are a couple of important charitable giving updates that take effect in 2026. We want to keep you informed, so you can make the most of your stewardship opportunities.
Higher IRA Qualified Charitable Distributions (QCDs)
In 2026, IRA QCDs for outright gifts are permitted up to $111,000, including up to $55,000 for the one-time election of a QCD to a Charitable Gift Annuity (CGA) or Charitable Remainder Trust (CRT). Learn more about giving from your IRA.
New Deduction for Nonitemizers
Starting in 2026, nonitemizers get a deduction for making charitable cash gifts up to $1,000 ($2,000 for married couples). Gifts to Donor Advised Funds (DAFs) are excluded.
If you’d like help navigating these changes or exploring giving strategies for 2026, our team is here to assist you. Contact us today!